葡萄牙投资移民无须买房，通过银行存款即可办理

欧洲的投资移民政策相对老牌移民国家来说，确实优势很大，体现在投资灵活性、居留要求、办理实效、税收政策等等方面。因此很多投资移民者会选择在欧洲办理，尤其是以西班牙葡萄牙为首的移民政策较好的国家，然而正如之前提到的，大部分投资人了解到更多的是移民产品，而不是移民政策。我们以葡萄牙为例和大家解读如何跳过中介，最快最准确的了解到各国投资移民信息。

首先，葡萄牙移民局SEF在官网中对于投资移民Golden Visa的条例介绍的非常清楚：

http://www.sef.pt/portal/v10/en/aspx/apoiocliente/detalheApoio.aspx?fromIndex=0&id_Linha=6269

All third country citizens who conduct an investment activity, as an individual business person or through a company set up in Portugal or in another EU Member State and who, in addition, are stably settled in Portugal, provided these citizens fulfil the quantitative requirements and the time requirements set out by the relevant legislation, may apply for a Residence Permit for Investment, by one of the following routes:

i. Capital transfer with a value equal to or above 1 million Euros;

ii. The creation of, at least, 10 job positions;

iii. The purchase of real estate property with a value equal to or above 500 thousand Euros;

iv. The purchase of real estate property, with construction dating back more than 30 years or located in urban regeneration areas, for refurbishing, for a total value equal to or above 350 thousand Euros;

v. Capital transfer with a value equal to or above 350 thousand Euros for investing  in research activities conducted by public or private scientific research institutions involved in the national scientific or technologic system;

vi. Capital transfer with a value equal to or above 250 thousand Euros for investing  in artistic output or supporting the arts, for reconstruction or refurbishment of the national heritage, through the local and central authorities, public institutions, public corporate sector, public foundations, private foundations of public interest,  networked local authorities, local corporate sector organizations, local associations and public cultural associations, pursuing activities of artistic output, and reconstruction or maintenance of the national heritage;

vii. Capital transfer with a value equal to or above 500 thousand Euros, for purchasing shares in investment funds or in venture capital geared to capitalize small and medium companies that, in turn, must present a feasible capitalization plan.

Portuguese, EU and EEE nationals are not eligible for the ARI / Golden Visa scheme.

所有非葡萄牙公民的投资者，不论个人、公司，或在葡萄牙或者其他欧盟国家建立公司并在葡萄牙有稳定关系的企业，在申请者满足其他相关的法律要求的前提下，均可通过投资项目申请成为葡萄牙的永久居民。投资移民的种类有以下七类：

1. 资金转移大于或者等于100万欧元；

2. 创造至少十个就业岗位；

3. 购买大于或者等于50万欧元的房地产；

4. 购买并翻修建筑年龄超过30年的房地产，或者在政府指定的城市重建区域，购买和翻修总投资大于或等于35万欧元；

5. 投资于国家科学或科技系统中私立或公立科研机构的科研项目，资金转移大于或者等于35万欧元；

6. 投资于艺术项目、重建国家历史遗迹、公共利益基金会、地区公共文化组织、专注于艺术活动、重建或者维护国家历史遗迹的项目，资金转移大于或者等于25万欧元；

7. 投资大于或者等于50万欧元购买基金，或进行中小型企业创业投资，被投资企业需要提供可行的资本计划。

葡萄牙公民，欧盟其他国家公民，和欧中经济体中其他国家的公民不可参与Golden Visa移民项目。

也就是说，不光可以投资在房地产中，上面所说的任意一种投资方式都是一样可以办理移民的，最简单的应该就是直接资金转移100万欧元了。当然中国人大多数目前做的应该是第三条，投资50万欧元以上的房产。第四条翻修的项目我在当地也接触到一些人在做，不过这些项目一般都不大，当然好处就在于一般政府规定的重建区域都在市中心的位置，是比较有投资价值的。另外如果本身是企业家，希望到葡萄牙来发展事业，那么只需向政府证明创造了不少于10个就业岗位，就可以办理移民了。